GoWiser Blog

Only the most meaningful narratives and articles to learn everything about investing, personal finance and markets.

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What is SIP? A Beginner's Guide to Systematic Investment Plan
Economy & Markets

What is SIP? A Beginner's Guide to Systematic Investment Plan

AdminFeb 20, 2026
Fintech
35 XP
Unlocking the World of IPOs: A Comprehensive Guide to Initial Public Offerings

Unlocking the World of IPOs: A Comprehensive Guide to Initial Public Offerings

Master IPO investing in India. Understand mainboard vs SME IPOs, application methods, allotment process, and strategies to maximize returns.

Priya Sharma15 minFeb 7, 2026
Personal Finance
15 XP
Emergency Fund: Why You Need 6 Months of Expenses Saved

Emergency Fund: Why You Need 6 Months of Expenses Saved

Build financial resilience with proper emergency fund planning, optimal parking options, and withdrawal strategies.

Amit Patel6 minFeb 7, 2026
Personal Finance
25 XP
Child Education Planning: Mutual Funds vs Traditional Plans

Child Education Planning: Mutual Funds vs Traditional Plans

Calculate future education costs, compare investment options, and build a foolproof education corpus for your children.

Sneha Reddy10 minFeb 3, 2026
Personal Finance
30 XP
Real Estate vs Stock Market: Where Should You Invest in 2026?

Real Estate vs Stock Market: Where Should You Invest in 2026?

Comprehensive comparison of returns, liquidity, taxes, and risk factors between property investment and equity markets.

Rajesh Kumar12 minFeb 2, 2026
Economy & Markets
30 XP
US-China Trade War: Impact on Indian Export Sector

US-China Trade War: Impact on Indian Export Sector

Analyze geopolitical tensions, supply chain shifts, and opportunities for Indian manufacturers.

Amit Patel13 minFeb 2, 2026
Personal Finance
40 XP
Financial Independence Retire Early (FIRE): Complete Roadmap

Financial Independence Retire Early (FIRE): Complete Roadmap

Step-by-step guide to achieving financial independence through aggressive savings, smart investments, and lifestyle optimization.

Sneha Reddy16 minFeb 1, 2026
Personal Finance
10 XP
Understanding Mutual Fund SIPs: A Complete Beginner's Guide

Understanding Mutual Fund SIPs: A Complete Beginner's Guide

Systematic Investment Plans (SIPs) are the easiest way to build wealth over time. Learn how SIPs work, their benefits, and how to start investing today.

Admin6 minJan 29, 2026
Personal Finance
8 XP
5 Smart Investment Strategies for Young Professionals in 2026

5 Smart Investment Strategies for Young Professionals in 2026

Learn how to build wealth early in your career with these proven investment strategies. Discover the power of compound interest, diversification, and disciplined saving.

Admin8 minJan 28, 2026
Economy & Markets
25 XP
Nifty 50 vs Sensex: Understanding India's Key Stock Market Indices

Nifty 50 vs Sensex: Understanding India's Key Stock Market Indices

Deep dive into how market indices work, their composition, calculation methodology, and what they tell about economy.

Rajesh Kumar9 minJan 28, 2026
Fintech
20 XP
Top 10 Credit Cards in India for 2025: Cashback vs Reward Points

Top 10 Credit Cards in India for 2025: Cashback vs Reward Points

Detailed comparison of best credit cards available in India, analyzing cashback offers, reward programs, and hidden charges.

Sneha Reddy10 minJan 28, 2026
Fintech
15 XP
Zero Balance Savings Accounts: Complete Comparison 2026

Zero Balance Savings Accounts: Complete Comparison 2026

Compare features, benefits, and hidden charges of zero-balance accounts from all major banks and neo-banks.

Priya Sharma6 minJan 27, 2026
Economy & Markets
30 XP
Dividend Investing Strategy: Building Passive Income Stream

Dividend Investing Strategy: Building Passive Income Stream

Learn to identify high-quality dividend stocks, calculate dividend yield, and create a sustainable passive income portfolio.

Priya Sharma11 minJan 22, 2026
Personal Finance
30 XP
Retirement Planning in Your 30s: How Much Should You Save?

Retirement Planning in Your 30s: How Much Should You Save?

Calculate your retirement corpus needs, understand inflation impact, and create a step-by-step savings plan.

Amit Patel11 minJan 20, 2026
Personal Finance
25 XP
Gold vs Gold ETFs vs Sovereign Gold Bonds: Best Investment Option

Gold vs Gold ETFs vs Sovereign Gold Bonds: Best Investment Option

Comprehensive comparison of physical gold, digital gold, ETFs, and SGBs covering returns, taxes, and liquidity.

Sneha Reddy10 minJan 14, 2026
Fintech
18 XP
Top 5 Neo-Banking Apps Disrupting Traditional Banking in India

Top 5 Neo-Banking Apps Disrupting Traditional Banking in India

Explore features, benefits, and limitations of digital-first banks versus traditional banks.

Sneha Reddy7 minJan 13, 2026
Personal Finance
20 XP
5 Smart Investment Strategies for Young Professionals in 2026

5 Smart Investment Strategies for Young Professionals in 2026

Learn how to build wealth early in your career with these proven investment strategies tailored for millennials and Gen Z.

Sneha Reddy8 minJan 3, 2026
Economy & Markets
30 XP
Fed's Rate Cut: Impact on Indian Stock Market and Economy

Fed's Rate Cut: Impact on Indian Stock Market and Economy

Comprehensive analysis of Federal Reserve's rate decision and its ripple effects on Indian markets, rupee, and foreign investments.

Priya Sharma12 minDec 31, 2025
Personal Finance
25 XP
Understanding Mutual Fund SIPs: A Complete Guide for Beginners

Understanding Mutual Fund SIPs: A Complete Guide for Beginners

Learn how Systematic Investment Plans work, their benefits, and how to choose the right mutual funds for your financial goals.

Amit Patel8 minDec 30, 2025
Economy & Markets
35 XP
India's Budget 2026: Key Highlights and Market Impact

India's Budget 2026: Key Highlights and Market Impact

Detailed analysis of Union Budget announcements, tax changes, sector allocations, and stock market implications.

Rajesh Kumar14 minDec 25, 2025
Personal Finance
25 XP
Tax Saving Investments: Section 80C Options Compared

Tax Saving Investments: Section 80C Options Compared

Complete guide to ELSS, PPF, EPF, NSC, and other 80C investments with return analysis and lock-in periods.

Rajesh Kumar11 minDec 20, 2025
Economy & Markets
35 XP
IPO Investing: Mainboard vs SME IPOs Explained

IPO Investing: Mainboard vs SME IPOs Explained

Master IPO application process, understand listing gains, analyze grey market premiums, and evaluate investment risks.

Sneha Reddy14 minDec 18, 2025
Personal Finance
20 XP
Health Insurance vs Term Insurance: Which Should You Buy First?

Health Insurance vs Term Insurance: Which Should You Buy First?

Expert advice on prioritizing insurance purchases, understanding coverage types, and calculating adequate sum insured.

Amit Patel7 minDec 14, 2025
Economy & Markets
20 XP
How RBI Repo Rate Changes Affect Your Home Loan EMI

How RBI Repo Rate Changes Affect Your Home Loan EMI

Understand monetary policy transmission, floating vs fixed rates, and strategies to minimize interest payments.

Priya Sharma9 minDec 12, 2025
Fintech
25 XP
Understanding P2P Lending: Risks, Returns, and Regulations

Understanding P2P Lending: Risks, Returns, and Regulations

Explore peer-to-peer lending platforms, evaluate risk-return profiles, and understand RBI regulations for alternative investments.

Rajesh Kumar9 minDec 8, 2025
Fintech
20 XP
Cryptocurrency Regulations in India: 2025 Update

Cryptocurrency Regulations in India: 2025 Update

Latest updates on crypto taxation, regulatory framework, and what it means for investors and traders.

Sneha Reddy8 minNov 28, 2025
Fintech
15 XP
UPI vs Credit Cards: The Future of Digital Payments in India

UPI vs Credit Cards: The Future of Digital Payments in India

Analysis of payment trends, merchant adoption, consumer preferences, and regulatory changes shaping fintech landscape.

Amit Patel6 minNov 20, 2025
Fintech
15 XP
Don't Get Duped: A Guide to Financial Scam Prevention

Don't Get Duped: A Guide to Financial Scam Prevention

Guide to identifying and preventing financial scams through social media, including Telegram groups, pump-and-dump schemes, phishing attacks, and fraudulent financial courses

Priya Sharma7 minNov 17, 2025